Dormant account revival
Segment dormancy by ageing band, branch and product, then launch targeted reactivation waves.
Aminata Space AI · SACCO intelligence
Reactivate members. Recover repayments. Restore relationships.
SACCORevive 360 unifies dormant-account revival, ethical digital debt collection and compliance reporting in a single command centre built for Kenyan SACCOs.
- Dormancy bands
- 90 · 180 · 365+ days
- Channels
- WhatsApp · SMS · Email
- Collections
- M-PESA STK Push
One workspace for the whole recovery cycle
Every module reads live from your own database — no spreadsheets, no shadow trackers.
AI-guided WhatsApp journeys
Ethical, consent-aware conversations that capture promises to pay and confirm receipts instantly.
M-PESA STK collections
Trigger STK Push from a promise, reconcile the payment and close the loan arrear in one flow.
Executive command view
Portfolio-at-risk, recovery rate and branch leaderboards computed live from your own records.
Compliance & audit trail
Role-based access with every message, promise and payment written to an immutable audit log.
Bank-grade data controls
Row-level security scopes member PII and financial records to the staff roles that need them.
How teams get productive in a week
Import your portfolio
Bring members, accounts and loans in through guided intake or bulk CSV import.
Prioritise with Revive AI
Revive AI ranks the accounts worth calling today and drafts the opening message for each one.
Recover and reconcile
Members pay over M-PESA, promises settle automatically and reconciliation variances surface early.
Built for regulators, not just dashboards
Branch officers, collections officers, compliance auditors and administrators each see only what their role permits. Sensitive member data is protected by row-level security and every action is appended to the audit trail for inspection.
Sign in to your workspace- Role-scoped access to member PII and financial records
- Immutable audit events for messages, promises and payments
- Consent capture before any outbound recovery contact
- Reconciliation variance monitoring across channels